Medicare Open Enrollment is just around the corner. For Lehigh Valley residents, this is the time to review your plan, understand any changes, and make sure your coverage meets your healthcare and financial needs for the year ahead.
Open Enrollment officially runs October 15 through December 7, and the choices you make during this period can have a big impact on your costs, coverage, and access to care in 2026. Preparing now can make the process easier and help you avoid surprises.
Why Reviewing Your Medicare Plan Matters
Medicare Plans Can Change Every Year
Even if you’re happy with your current coverage, premiums, copays, provider networks, and prescription drug formularies can change annually. A plan that worked well last year might not be the best fit moving forward.
Avoid Surprises and Save Money
By reviewing your plan ahead of Open Enrollment, you can:
-
Identify cost increases or coverage gaps
-
Compare available options in the Lehigh Valley
-
Ensure your preferred doctors and pharmacies are still covered
Taking action early can prevent unexpected medical bills and improve your overall satisfaction with your plan.
Steps to Take Before Open Enrollment
Review Your Annual Notice of Change (ANOC)
Your plan will send an ANOC detailing changes for the upcoming year. Pay attention to:
-
Premiums and deductibles
-
Copay and coinsurance adjustments
-
Changes to provider networks or covered medications
Make a List of Your Needs
Think about your healthcare requirements for the upcoming year:
-
Prescription medications
-
Regular doctor visits
-
Specialist care or upcoming procedures
Having this list makes it easier to compare plans effectively.
Check Available Plans in Your Area
Lehigh Valley residents have multiple Medicare Advantage and Part D plan options. Comparing what each plan offers—including extra benefits like dental, vision, or wellness programs—can help you find the best fit for your needs.
Why Working With a Local Medicare Advisor Helps
Guidance Tailored to Your Area
Medicare plans and networks can vary locally. A local advisor knows which plans are available in Allentown, Bethlehem, Easton, and throughout the Lehigh Valley, and can help you navigate your options.
Personalized, One-on-One Support
An advisor can help you:
-
Understand plan changes
-
Compare costs and coverage side by side
-
Make confident decisions based on your individual healthcare needs
This support ensures you’re not making decisions based solely on marketing materials or confusing documents.
Prepare Now, Avoid Stress Later
Starting your Medicare review in September gives you time to:
-
Ask questions
-
Gather necessary information
-
Make thoughtful decisions during Open Enrollment
Waiting until the last minute can be stressful—and costly—if you overlook important plan changes or deadlines.
Next Steps for Lehigh Valley Residents
Now is the perfect time to get organized and schedule a consultation with a local Medicare advisor. By preparing early, you can enter Open Enrollment with confidence, knowing you understand your options and can select the plan that works best for you and your healthcare needs.
Medicare Open Enrollment may only last a few weeks, but the benefits of a careful review can last the entire year—and beyond.